Free tools

Questions you shouldn't have to guess at.

Each one is a single HTML file that answers one question in about a minute. No install, no login, no subscription, and every number you type stays on your own machine.

Enter your email and it's yours. No card required.

For anyone whose pay swings

Variable Income Tracker

Will this month's income actually cover what you owe? Log what came in, list what's due, and see the gap before it becomes a problem.

The Variable Income Tracker Overview screen showing income logged for the month, fixed commitments, and the remaining gap between them.
  • Overview: your income, your commitments and the gap between them, in one glance.
  • Income: log every commission, bonus and side payment as it lands, however irregular.
  • Commitments: rent, car, card, subscriptions: the fixed monthly total you have to clear.
  • Settings: export a backup file any time, and import it to restore or move machines.
Get the Income Tracker free

Enter your email and it's yours. No card required. Instant download. Nothing ships.

For commission-paid reps

Commission Statement Checker

Did your last statement actually pay you what you were owed? Enter a few deals (the sale, your rate, and what landed) and see the gaps deal by deal, with your total shortfall at the bottom.

The Commission Statement Checker showing three deals with underpaid and OK verdicts, and a result panel totalling the shortfall across them.
  • A verdict per deal: underpaid, OK or overpaid, with the variance in dollars.
  • It does the maths: enter the commission you expected, or just the sale and your rate.
  • Running totals: expected, paid, and what's missing across every deal you enter.
Get the Statement Checker free

Enter your email and it's yours. No card required. It's an estimate from the numbers you type in, so always check your own agreement before raising it.

For reps carrying a number

Pipeline Gap Calculator

Do you actually have enough in the pipeline to hit your number? Five figures you already know, and it tells you the pipeline you really need, and how many deals short you are right now.

The Pipeline Gap Calculator showing a shortfall against target, the pipeline needed, deals to close and deals to add, with the full working beneath.
  • The gap in deals, not just dollars: how many more you need at your average size.
  • It shows its working: commission per deal, revenue needed, and your win rate applied.
  • Flips green when you're covered: so you know the moment you can stop worrying.
Get the Gap Calculator free

Enter your email and it's yours. No card required. It assumes your average deal size and win rate hold, which is exactly the assumption worth checking.

For solar reps

Solar Deal Calculator

Your price per watt is not your pay. Enter the system size, your price, your redline and the holdback, and see what the deal is actually worth to you, split between what lands now and what waits for install.

The Solar Deal Calculator showing a 9.6kW deal worth $10,620, split into $7,434 paid now and $3,186 held until install.
  • Margin per watt: the number your comp plan is actually built on, worked out from your price against your redline.
  • Now versus on install: the holdback split, so you know what hits this week and what is waiting on the roof.
  • Adders and dealer fee: both optional, both in the maths, because every shop words them differently.
Get the Solar Deal Calculator free

Enter your email and it's yours. No card required. Instant download. Nothing ships.

For insurance agents

Advance & Renewal Estimator

An advance is not earned until it is earned back. Enter the premium, your rate, what they advanced and over how long, and see what is genuinely yours today and what the carrier takes back if the policy lapses.

The Advance and Renewal Estimator showing a $1,530 advance with $680 earned so far and $850 still at risk if the policy lapses.
  • Earned versus at risk: measured against your earn-back term, so you know what you can actually spend.
  • Persistency in the maths: your expected lapse rate applied to the renewal side, not assumed away.
  • Renewal value: what the policy is worth each year once the advance period is behind you.
Get the Advance Estimator free

Enter your email and it's yours. No card required. Instant download. Nothing ships.

When you outgrow these

A free tool answers it once. A paid one runs it every month.

Each of these gives you a straight answer today. When you want the ongoing system behind it (history, a live ledger, a pipeline you can work), step up to the tool that matches how you get paid.